In all the famous cases, Chernobyl, Fukushima, Three Mile Island, and Sellafield, it was close enough to a real disaster. Sure, only some people died, some more got radiation poisoning, cancer, even more lost their pets, their homes, their livelihoods, quite some animals died… thank god that’s “low on the harmless scale”.
Exactly. There’s a reason no insurance company wants to take on nuclear power plants and countries have to.