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Wow, that’s dumb. My local emissions place charges a 3% “service charge,” which is waived if I pay in cash, but since that’s pretty close to the rewards I get with my card (2%), I just paid by card since the difference is like $1. I don’t remember my DMV charging any fees for credit though (i.e. when I get plates).
If you’re buying from a dealership, you could probably go to the DMV directly to get the plates, and maybe they don’t charge a fee. Idk though, each state is different, and I’ve never bought a car at a dealership.